Auto and Personal Loans
Straightforward Lending Solutions to Move You Forward.
Get the financing you need to move forward—on the road or in life. Our Auto Loans offer competitive rates, quick approvals, and flexible terms for new and used vehicle purchases. Whether you’re buying your first car or upgrading to something new, our team ensures a smooth and stress-free experience.
When life calls for extra financial support, our Personal Loans provide an affordable way to cover expenses such as travel, medical bills, or major purchases. With fixed rates, manageable monthly payments, and no hidden fees, you can borrow with confidence and clarity.
Southern can provide financing options for a number of purchases, such as:
- Automobiles
- Boats or personal watercraft vehicles
- Motorcycles
- Motor homes / RVs
- Snowmobiles / ATVs
We will need the following information to complete your application:
- Contact information
- Phone number and email address
- Completed and signed loan application
- Borrower indication of intent for joint credit as applicable
- Pay stubs - one month history
- W-2’s - two years history
- Personal tax returns - two years history
- If self employed, two years business tax paperwork as applicable
- Bank statements - two months history
- Driver’s license or other acceptable forms of identification (please ask lender for acceptable forms)